

| Continuing Education Programs |
| Attend the kick-off NAIFA-Buffalo membership event of the season, and start accruing CE credits toward your license renewal! NAIFA - Buffalo in partnership with Bryant & Stratton College offers: “Essentials of Long Term Care Planning” This 2 CE credit hour course covers the fundamental considerations an agent should explore in determining a client’s exposure to the need for Long Term Care services, and the use of Long Term Care insurance to address this need. Topics covered include: What constitutes Long Term Care? Where is it commonly delivered? What does it cost? How is it typically paid for? Covered in detail are the definitions of physical and mental impairments, as well as the common provisions of a Long Term Care insurance policy. Various LTC candidate profiles will be considered, and policy provisions important to these candidates will be reviewed. Finally, the important role of the agent in meeting the critical need for this important coverage will be discussed. This is a FREE member benefit for all NAIFA-Buffalo members! Haven’t sent in your membership application yet? Join now and attend FREE! September 17, 2009 8:00 – 10:00 am Ramada Inn & Conference Center 2402 North Forest Rd Amherst, NY 14226 TO REGISTER: Kathy Galarneau (716) 553-9039 or email: galarneaus@gmail.com www.buffaloaifa.org |
| For more information or questions regarding CE and On Site classes, contact Kathy Galarneau at 716-553-9039 |


| ANNOUNCING |